Legal Notice

Disclaimer

Important information about the limitations of the data and services provided by LiveCurrencyRate.

Last updated: September 24, 2026

Please Read Carefully

The exchange rates and currency conversion results on this website are for informational purposes only. They should not be used as the definitive rate for financial transactions. Always verify rates with your financial institution before making any decisions.

No Financial Advice

LiveCurrencyRate does not provide financial, investment, tax, or trading advice. The rates displayed on this website are indicative and may not reflect the rates available through your bank, broker, or any other financial institution.

Do not rely solely on our rates for buying or selling currencies

Always consult with a qualified financial professional before making exchange decisions

Rates shown may include a spread and differ from mid-market rates

We do not act as a broker, dealer, or financial intermediary

Rate Accuracy & Timeliness

Exchange rates are sourced from third-party data providers and refreshed periodically (approximately every 3 hours). Due to the volatile nature of foreign exchange markets, there may be discrepancies between our displayed rates and real-time market rates.

Update Frequency

Rates are updated approximately every 3 hours. More frequent fluctuations may not be captured.

Market Volatility

Rapid market movements, geopolitical events, or economic announcements may cause rates to change faster than our refresh cycle.

Institutional Rates

Banks and exchange services typically add their own margins. Our rates may differ from what you receive at a counter or online bank.

Historical Data

Past rate data is provided for trend analysis only and should not be used to predict future exchange rate movements.

Limitation of Liability

To the fullest extent permitted by applicable law, LiveCurrencyRate and its operators shall not be liable for any damages arising from:

Financial losses from trades or transactions based on our rate data

Service downtime, interruptions, or temporary unavailability

Errors, inaccuracies, or omissions in the exchange rate data displayed

Discrepancies between our rates and actual transaction rates

Issues caused by third-party integrations using our API

Any indirect, incidental, special, or consequential damages

Third-Party Services & Links

LiveCurrencyRate may contain links to external websites or rely on third-party services for data. We have no control over the content, availability, or privacy practices of these external sites. The inclusion of any link does not imply endorsement or affiliation. We encourage users to review the privacy policies and terms of any third-party service they interact with through our platform.

API Data Usage

If you integrate our exchange rate data via the LiveCurrencyRate API, please be aware of the following:

Informational only API rate data is intended for informational and display purposes. It should not drive automated financial transactions without independent verification.

No uptime guarantee While we strive for high availability, the API is provided without a guaranteed SLA. Build appropriate fallback logic in your applications.

Rate freshness Cached API responses may be up to 3 hours old. If your use case requires real-time rates, consider a dedicated financial data provider.

Your responsibility You are solely responsible for how you use, display, and act upon the data retrieved from our API.

No Warranty

This service is provided "as is" and "as available" without warranty of any kind, express or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the service will be uninterrupted, error-free, or free from harmful components. Use the service at your own risk.

Indemnification

By using LiveCurrencyRate, you agree to indemnify and hold harmless its operators, employees, and affiliates from any claims, damages, losses, or expenses (including reasonable legal fees) arising out of your use of the service, your violation of these terms, or your infringement of any intellectual property or other rights of any person or entity.

Questions about this disclaimer?

We're happy to clarify anything. Reach out to our team anytime.